Here to Help you Buy

The Help to Buy scheme has been introduced in an effort to help both struggling first-time buyers and existing homeowners looking to move up the property ladder. Eligible for new build homes worth up to £600,000 in England (or £300,000 in Wales).

A new Help to Buy: Equity Loan scheme open to first-time buyers only will be available for two-years from 1 April 2021. The Help to Buy scheme will end on 31 March 2023. Find out more at about Help to Buy scheme 2021-2023.

How it works

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Buyers Investment

With the Help to Buy Equity Loan, it’s now possible to buy a home with just a 5% deposit.

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Government Loan

The government will lend you up to 20% of the cost of your new home. Interest-free for the first five years.

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Mortgage Offer

The remaining percentage is covered by a lender, who may provide you access to more competitive mortgage rates.